Bridge Loans • Business-purpose

Bridge loans — fast capital now, stable financing long-term.

Use a Bridge loan for purchase, cash-out, or refinance when a property is in transition.

Bridge loans
$100K – $10M+
Up to 80% LTV
8.99%–13.5%
10–21 day closing
I Invest Realty Group, LLC is a commercial loan brokerage providing funding solutions for real estate investors nationwide. Commercial and business-purpose loans only. Not a consumer or owner-occupied residential lender.

BRIDGE LOANS — PURCHASE | CASH-OUT | REFINANCE

For properties in lease-up or post-renovation phase.

Product Overview

Short-term bridge financing for acquisitions, quick cash-outs, or repositioning stabilized assets before permanent financing.

Example Scenario

Property value: $1,200,000 | Loan: $900,000 (75% LTV)

Investor uses bridge funds for renovations and refinances into a DSCR or conventional take-out loan.

  • Close fast with flexible underwriting Designed for speed and time-sensitive closings.
  • Perfect for investors needing quick liquidity Purchase, cash-out, or refinance scenarios.
  • Ideal for transitional properties Lease-up, post-renovation, or repositioning phases.
Best For

Investors who need short-term capital to close fast, stabilize, or reposition—then refinance into permanent financing.

Use As a “Bridge to DSCR”

Acquire or cash-out with Bridge, then take out the loan with DSCR once the property is stabilized and cash flowing.

Terms & Availability

The fastest files are the ones with clear property details, strategy, and documentation up front.

  • Loan Amount$100K – $10M+
  • LTV Up to 80%
  • Rate 8.99%–13.5% (interest-only)
  • Term 12–24 months
  • Experience Preferred, not mandatory
  • Foreign Investors Accepted
  • Deferred Payments Case-by-case
  • Prepayment Penalty None on most bridge loans
  • Typical Closing 10–21 days

Deal Flow

1
Submit scenario Address, purchase/refi goal, timeline, and current property status.
2
Review + structure We align leverage and terms to the property’s transition plan.
3
Conditions checklist Clear items to satisfy underwriting quickly.
4
Close Close through title/escrow with timeline alignment.

Bridge FAQs

When should I use a Bridge loan instead of DSCR?
Use Bridge when the property is in transition (lease-up or post-renovation), when timing is urgent, or when you need short-term liquidity before permanent financing.
Can I use Bridge as a step before DSCR?
Yes. Many investors use Bridge to acquire or reposition, then refinance into DSCR for a long-term hold once cash flow supports the DSCR requirements.
Is there a prepayment penalty?
The typical guidance is none on most bridge loans; final terms depend on the specific scenario and lender guidelines.
Ready to submit your deal?

Start with the Pre-Qualification form to route your scenario correctly.

Office: 317-689-1113 • Email: info@iinvestrealty.com

Commercial and business-purpose loans only. Not a consumer or owner-occupied residential lender.