Bridge Loans • Business-purpose
Bridge loans — fast capital now, stable financing long-term.
Use a Bridge loan for purchase, cash-out, or refinance when a property is in transition.
I Invest Realty Group, LLC is a commercial loan brokerage providing funding solutions for real estate investors nationwide. Commercial and business-purpose loans only. Not a consumer or owner-occupied residential lender.
BRIDGE LOANS — PURCHASE | CASH-OUT | REFINANCE
For properties in lease-up or post-renovation phase.
Product Overview
Short-term bridge financing for acquisitions, quick cash-outs, or repositioning stabilized assets before permanent financing.
Example Scenario
Property value: $1,200,000 | Loan: $900,000 (75% LTV)
Investor uses bridge funds for renovations and refinances into a DSCR or conventional take-out loan.
- Close fast with flexible underwriting Designed for speed and time-sensitive closings.
- Perfect for investors needing quick liquidity Purchase, cash-out, or refinance scenarios.
- Ideal for transitional properties Lease-up, post-renovation, or repositioning phases.
Best For
Investors who need short-term capital to close fast, stabilize, or reposition—then refinance into permanent financing.
Use As a “Bridge to DSCR”
Acquire or cash-out with Bridge, then take out the loan with DSCR once the property is stabilized and cash flowing.
Terms & Availability
The fastest files are the ones with clear property details, strategy, and documentation up front.
- Loan Amount$100K – $10M+
- LTV Up to 80%
- Rate 8.99%–13.5% (interest-only)
- Term 12–24 months
- Experience Preferred, not mandatory
- Foreign Investors Accepted
- Deferred Payments Case-by-case
- Prepayment Penalty None on most bridge loans
- Typical Closing 10–21 days
Deal Flow
1
Submit scenario
Address, purchase/refi goal, timeline, and current property status.
2
Review + structure
We align leverage and terms to the property’s transition plan.
3
Conditions checklist
Clear items to satisfy underwriting quickly.
4
Close
Close through title/escrow with timeline alignment.
Bridge FAQs
When should I use a Bridge loan instead of DSCR?
Use Bridge when the property is in transition (lease-up or post-renovation), when timing is urgent, or when you need short-term liquidity before permanent financing.
Can I use Bridge as a step before DSCR?
Yes. Many investors use Bridge to acquire or reposition, then refinance into DSCR for a long-term hold once cash flow supports the DSCR requirements.
Is there a prepayment penalty?
The typical guidance is none on most bridge loans; final terms depend on the specific scenario and lender guidelines.