Unsecured Personal Loan
No Collateral
Fast Funding

Unsecured Personal Loans

Product Overview: Ideal for investors and business owners needing quick capital without using real estate as collateral. Perfect for gap capital, startup funds, down payments, marketing, and EMD deposits.

Unsecured Personal Loan Funding
Higher limits. Easier process.

Compared to many banks that cap unsecured loans much lower (e.g., $35,000), our program offers substantially higher potential limits and faster funding timelines.

LOAN AMOUNT
$10K – $500K
RATE
Starting at 5%
FUNDING TIME
3 business days

Program Details

Example Scenario:
Investor approved for a $75K unsecured loan to cover renovations, marketing, and EMD deposits.

Available in 48 states nationwide Funding available across the U.S., excluding California and Iowa.
True 100% financing when paired with 1st lien or without Use it as gap capital or standalone, based on eligibility.
Fast approvals within 24 hours Streamlined application and quick decisions.
No collateral or lien required Keep your real estate free while accessing capital.
No down payment, no experience, no reserves, no appraisal Qualification is credit/profile driven.
Terms & Availability:
Loan Amount: $10K – $500K Final limit depends on qualification.
Rate: Starting at 5% Rates vary by profile and program fit.
Term: 3–7 years Structured for flexibility and repeat use.
FICO: 675+ required Funding depends on current credit profile.
Minimum Annual Income: $32,000 Verified income required for qualification.
Funding Time: 3 business days After approval and verification.
Prepayment Penalty: None Pay off early when it benefits you.
Liquid cash deposit funds for investors
Use it for what investors actually need.

Gap capital, startup funds, down payments, marketing, and EMD deposits—without collateral.

How to Apply

1

Complete the UPL pre-screen

Complete our dedicated Unsecured Personal Loan (UPL) intake questionnaire.

2

Get a fast decision

Our team reviews your profile and explains the next application step. Decision timing depends on the funding partner.

3

Fund in 3 business days

Once approved, funding typically lands within 3 business days.

Ready to get funded? Start with the dedicated Unsecured Personal Loan (UPL) intake. Our team will guide you through the next steps.
I Invest Realty Group, LLC is not a lender. Personal loans are obligations of the individual borrower; intended uses must be allowed by the funding partner. Published limits, rates, fees, and timelines depend on underwriting and are not guaranteed. The UPL pre-screen is an initial inquiry, not an approval.