Gap Funding - 2nd Position

GAP FUNDING — 2ND POSITION LOANS

Product Overview:

For fix & flip loan only: Short-term private funding to cover down payments, closing costs, or

rehab overlap when 1st-position draws are delayed/short.

Example Scenario:

Fix & Flip Loan: $250K | Gap Loan: $50K for rehab materials and contractor payments.

Advantages:

• True 100% financing when paired with 1st lien●
• Fast approvals within 48 - 72 hours
• Flexible collateral (cross-collateral or liquidity proof)

Terms & Availability:

• Loan Amount: $10K – $500K
• True 100% financing when paired with 1st
• Interest: 10% monthly (interest-only)
• Term: 2–3 months (extendable up to 6)
• Experience: 3+ completed deals in 36 months
• Collateral: Cross-collateral or proof of liquidity