COMMERCIAL LOANS — NON-BANK & LITE-DOC OPTIONS

Commercial Loans

Fast, private funding for retail, office, warehouse, and multifamily assets — without bank red tape.

Start Pre-Qualification

Loan Amount

$100K – $75M+ | Institutional: $75M – $850M

Max LTV

Up to 80%

Docs

Full • Lite • No Doc

Full Doc

Traditional documentation with comprehensive financial review.

Lite Doc

Reduced documentation for faster approvals while maintaining strong underwriting.

No Doc

Minimal documentation option designed for specific scenarios and property types (FICO requirements may increase).

Example Scenario

Retail Plaza
Purchase: $1.2M – $25M+ · Leverage: up to 80% LTV
30-year fixed, minimal documentation.

Advantages

  • Flexible Full, Lite, or No Doc underwriting
  • Owner-occupied & investment allowed
  • High leverage up to 80% LTV
  • 5-year ARM or 30-year fixed
  • Cash-out & mixed-use allowed

Terms & Availability

We structure commercial financing across multiple lenders based on asset type, leverage, and borrower profile.

  • Loan Amount: $100K – $75M+ | Institutional Capital: $75M – $850M
  • LTV up to 80% purchase/refi, 75% cash-out
  • Rates from 6.75%–9.75%+ (varies by asset, leverage, and documentation level)
  • 5-year ARM or 30-year fixed
  • FICO: 620+ (higher scores required for best terms and No Doc programs)
  • New & seasoned investors accepted

Eligible Properties

  • Retail, Office, Warehouse
  • Industrial, Automotive
  • Self-Storage & Mixed-Use
  • Mobile Home Parks & Specialty Assets