COMMERCIAL LOANS — NON-BANK & LITE-DOC OPTIONS

Commercial Loans

Fast, private funding for retail, office, warehouse, and multifamily assets — without bank red tape.

Start Pre-Qualification

Loan Amount

$100,000 – $75,000,000

Max LTV

Up to 80%

Docs

Full • Lite • No Doc

Full Doc

Traditional documentation with comprehensive financial review.

Lite Doc

Reduced documentation for faster approvals while maintaining strong underwriting.

No Doc

Minimal documentation option designed for specific scenarios and property types (FICO requirements may increase).

Example Scenario

Retail Plaza
Purchase: $1,200,000 · Loan: $960,000 · LTV: 80%
30-year fixed, minimal documentation.

Advantages

  • Flexible Full, Lite, or No Doc underwriting
  • Owner-occupied & investment allowed
  • High leverage up to 80% LTV
  • 5-year ARM or 30-year fixed
  • Cash-out & mixed-use allowed

Terms & Availability

  • Loan Amount $100,000 – $75,000,000
  • LTV up to 80% purchase/refi, 75% cash-out
  • Rates from 7.25%–9.50%
  • 5-year ARM or 30-year fixed
  • Minimum FICO 650 (No Doc may require 700)
  • New & seasoned investors accepted

Eligible Properties

  • Retail, Office, Warehouse
  • Industrial, Automotive
  • Self-Storage & Mixed-Use
  • Mobile Home Parks & Specialty Assets