Fix-to-Rent (BRRRR)

Long-term wealth through short-term financing.

The Fix-to-Rent loan bridges the gap between flipping and long-term wealth building. Designed for investors using the Buy, Rehab, Rent, Refinance, Repeat (BRRRR) strategy, this program provides short-term rehab financing that seamlessly transitions into a 30-year DSCR loan.

Rental property
$75K – $5M
Up to 90% LTC
75–80% LTV (Refi)
6–18 mo → 30-yr DSCR
I Invest Realty Group, LLC is a commercial loan brokerage. Business-purpose loans only.

Product Overview

Designed for investors who want to acquire, renovate, and hold rental properties for long-term cash flow and appreciation.

Example Scenario
Purchase Price: $150,000 | Rehab: $50,000 | ARV: $300,000 | Rent: $2,400

Investor renovates, rents, then refinances into a long-term DSCR loan to repeat the process.
Advantages
  • Seamless rehab-to-refinance structure
  • No income or employment verification
  • Interest-only payments during rehab
  • Refinance into a 30-year DSCR loan
  • Nationwide availability

Terms & Availability

Final terms vary by scenario, property, and lender guidelines.

  • Loan Amount: $75K – $5M
  • LTC: Up to 90%
  • Refi LTV: 75–80%
  • Rehab Term: 6–18 months
  • Permanent Loan: 30-year DSCR
  • No prepayment penalty

Ready to submit your deal?

Start with the pre-qualification form to route your scenario correctly.